Funeral cover is available for SA residents and nothing comes as more of a shock in our lives than the sudden or unexpected death of someone we love. It is not a pleasant topic but death comes to everyone and at some point in our lives we have to deal with the loss of a family member or somebody else close by. This traumatic experience can become even more difficult if there is not enough money available to cover the costs of a burial and other death related expenses such as a coffin, flowers, refreshments for those paying respects and attending the funeral or cremation etc.
For low monthly premiums you can get funeral cover in South Africa that will pay out a lump sum amount in the event of a death. The amount of money you will receive will depend on the type of plan you have chosen. Cover amounts and monthly premiums for members are calculated according to age, marital status or whether you have children and with most policies new members will usually have to wait a period of about six months before cover commences. Some funeral insurance providers will offer to pay out if a member dies as a result of an accident after one month.
If you want to buy a cheap coffin when somebody close to you passes away then obviously you can but for premiums as low as R20 per month with some insurers you can get cover that will help you to give that person a decent burial in a nice coffin with a nameplate should you wish. Pay a little extra each month and you can get a payout that can cover expenses for the undertakers, transport for friends and family, the hearse, and refreshments. There are many insurers offering this kind of service to members and with a little research you will soon find a company that can offer cheap and reasonable funeral cover for you as an SA resident.