Insurance cover for house builders is available due to the dangerous nature of their jobs. The brokers or different companies you go to will insure you according to the specific type of work you do, which is generally up on scaffolding, ladders, working with bricks, cement, etc. Construction work and building may be dangerous and this is why you have to compare quotes from insurance companies so that you can see who will insure you at a good price. It should be your employer that does this for you, but if they disagree, you should do it yourself, so that you know you are covered in the event of an accident on site.
There are insurance brokers that specialize in insurance cover for house builders so it will be easy for you to get hold of them, but compare quotes with a few of them. When you are in the building industry anything can happen to you and if you don’t have insurance there will be nothing you can do. Doing construction work is not an easy job, you are risking your life on most days, and because of this you should have insurance. If not for yourself, life insurance will ensure that your family is kept financially safe should you pass away.
You should go and talk to a broker about what type of insurance you qualify for and they will be able to tell you everything you need to know. They will tell you what exactly you will be covered for, what the monthly premiums are and how much you will be paid out. Take note of everything they say and ask them for a printed quote. Do this at a few different places and later compare them and choose the best one. Get the insurance cover for house builders that you need today.