Mountain bike insurance for bicycles and those who need specific cover benefits for racing, training or even riding a bike on a social scale is available from several South African insurance companies. The better policies will provide cover that allows a rider to participate in cycling events across the globe and have the peace of mind that everything is taken care of in the unfortunate event of an accident, theft or damage to a bike. Standalone cover will allow the applicant to obtain a policy without having to have house insurance.
Among companies offering mountain bike insurance and other specific policies geared towards bicycles is OUTsurance, who are a well respected and popular company nationwide, And MiWay, likewise a respectable SA provider. Most cyclists are concerned about three main issues when it comes to insuring a bike which are theft, fire and damage whether it be accidental or in transit etc. Additional benefits which can usually be applied for and must be specified when obtaining a quote include personal accident cover and death, permanent or temporary disability cover.
Worldwide cover for those who participate regularly in races and events saves the policy holder the inconvenience of having to take out additional cover for each and every time they enter an event. Complete protection ensures that every time a cyclist gets in the saddle no matter if they are racing or even riding as a social activity they are fully covered. If you are a cyclist looking for cheap bicycle cover to ensure that everything is taken care of in the event of theft, damage or loss simply head on over to the OUTsurance or MiWay websites to find out more and apply for an insurance quote online.